Personal Loan

  • Product designed to meet daily or short term domestic needs.
  • Has a repayment period of 36 months.
  • Interest is affordable and on reducing balance method.
  • The loan can be applied online from the members’ comfort.

Development Loan

  • A special loan meant to enable members to do projects which are capital intensive.
  • Repayment period ranges from 37 months to 120 months.
  • Interest is on reducing balance method.
  • The loan can be applied online from the members’ comfort.

Premier Loan

  • The product is designed to cater for buy-off of loans from other financial institutions.
  • The loan has no multiplier on deposits but requires minimum share capital.
  • The repayment period ranges from 37 months to 120 months.

Bosa Loan Advances

This is an advance given prior to loan applied disbursement. It’s granted to customers with pressing financial needs that can’t wait until loan is fully approved and all funds disbursed.

Bank Loans Buyoff

Our Sacco has financial capacity to clear customer loans with other commercial financial institutions to relieve them of the expensive burden and high interest rates.

Skip the branch visit! Dial *582# now and manage your finances with M-Winas.

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Testimonials

Joining Winas Sacco was the best financial decision I’ve made. Their mobile services with M-Winas are so convenient, and their interest rates on savings are fantastic!

John M / Entrepreneur

Since switching to Winas Sacco, I’ve finally been able to save consistently. Their friendly staff and helpful loan options helped me achieve my dream of starting my own business.

Sarah W / Boutique Owner

Winas Sacco goes beyond just banking. They truly care about their members’ financial well-being. Their financial literacy workshops have been incredibly helpful.

David K / Teacher

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