Membership registration requirements include;

  • Copy of National Identity Card
  • Copy of KRA Pin certificate
  •  Ksh 500 membership fee
  • Fully filled membership form

Membership is open to all and admits eligible individuals, business & MSME’s upon fulfillment of membership opening requirements.

Individual Members

Registration Ksh 500

Share Capital Ksh 10,000

Business and MSME’s

Registration Ksh 500

Share Capital Ksh 2,000

Groups & Micro members

Registration Ksh 500

Share Capital Ksh 1,000

Upon the successful completion of membership application form, 3 accounts are normally created.

  • FOSA account- current account (transactional account) where you can deposit and withdraw at will.
  • Deposit A/c / Non- withdrawable deposit savings account- This acts as the multiplier account for loaning. The savings can be withdrawn upon serving the Sacco a notice of 60 days.
  • Share Capital- Amount of shares available in the Sacco.

Skip the branch visit! Dial *582# now and manage your finances with M-Winas.

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Testimonials

Joining Winas Sacco was the best financial decision I’ve made. Their mobile services with M-Winas are so convenient, and their interest rates on savings are fantastic!

John M / Entrepreneur

Since switching to Winas Sacco, I’ve finally been able to save consistently. Their friendly staff and helpful loan options helped me achieve my dream of starting my own business.

Sarah W / Boutique Owner

Winas Sacco goes beyond just banking. They truly care about their members’ financial well-being. Their financial literacy workshops have been incredibly helpful.

David K / Teacher

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